With all the rain falling in NH this spring, you may think that everyone needs an umbrella.  We here at Holt Proctor McBriarty Insurance Agency could not agree more.  The reason we agree is not so you don't get a little wet, but because umbrella insurance can prevent you from losing everything you have worked so hard to earn over your lifetime.

Car accidents are the leading cause of death for US teenagers with 8 teens dying every day!  At Holt Proctor McBriarty Insurance Agency we believe that knowledge is power and as most of these accidents can be prevented.  Because of this we will be participating in the Safety Right From The Start Clinic held this Saturday from 1:00 - 4:00 at Contemporary Chrysler, Dodge and Jeep in Milford, NH.

In this blog, we have also compiled a list of ten things that parents can do to help keep their teen safe.  Please read and hope to see you Saturday!

In celebration of Cinco de Mayo, Holt Proctor McBriarty Insurance Agency had a lunch-time fiesta with chips, guacamole, salsa and Margarita Pie.  This recipe came from fellow-employee, Barbara Perkins (aka: Barkie).  The recipe came from Barkie's personal recipe collection and has been a favorite for decades.  Enjoy!

When you own a condo there is an extra level of complexity due to the fact that there are dual interests involved in your property- you, the unit owner, and the condo association for the entire property.  These dual interests can create a lot of confusion and assumptions that may cause important coverages to fall through the cracks.  It is important for all parties to understand what is needed before a claim happens.

Many women have been dreaming of their big day since they were a little girl.  Don't let this day get ruined by an event that could easily be insured by a NH wedding insurance policy. 

At Holt Proctor McBriarty Insurance Agency in NH, we offer a comprehensive wedding policy through Travelers Insurance for as little as $160.  Considering that the average cost of a wedding is $27,000, (or the equivalent of a car, which you would certainly insure), you should seriously consider starting your marriage with less stress and protect your investment.

Buying a car is very exciting.  Perhaps you have done your research on-line to seek out the best dealership, and did your homework to get a great interest rate, but did you consider how the car you have in mind will impact what you pay for car insurance?

 The good weather is finally here to stay in New Hampshire so many people are looking forward to some time away.  Whether you are planning on a long-weekend camping trip or an extended summer holiday, don't let your well-deserved vacation get ruined by an unexpected crisis at home.

The team at Holt Proctor McBriarty Insurance Agency in Milford has brainstormed to come up with some useful tips to hopefully prevent a loss from occurring in the first place.  These tips come directly from our experience as insurance agents as claims do seem to pick-up while people are away.

Now this blog may seem like an obvious sales pitch given it is part of my job to sell insurance at Holt Proctor McBriarty Insurance Agency in Milford, but most people are not aware of the different ways someone can buy insurance and why it really matters. Not to be too technical (or boring) there are essentially three ways to buy insurance.  These three different ways can impact not only what you pay, but how you are covered, so it is important to understand the process.

That is what the bumper sticker says, and as all NH drivers know- they really are this time of year.

Now that winter is behind us, motorcycles are emerging on New Hampshire roads like ants at a picnic.  It is very important for all drivers to be extra aware of their blind spots as a motorcycle can seem to appear out of nowhere due to their smaller size.

"I just tapped the other person, so I am not going to file a claim and just pay the damages myself."

By working in a NH insurance agency, this is a statement that we hear quite often.  Though the decision is ultimately up to you, the policyholder, the seasoned professionals at Holt Proctor McBriarty Insurance Agency in Milford NH strongly encourage you to file a claim with your insurance company for any accident in which you are involved.  Following please read the top 5 reasons we believe all car accidents should be filed with the insurance company.