What is the Difference Between a Subcontractor and Employee in NH?

Written by April Weismann on 02/13/2023 06:26 PM in Workers Compensation Insurance,. Commercial Insurance.

You may assume that because a worker is not on your payroll, they would not be considered employees, according to the Department of Labor (DOL), but think again. The DOL differentiates between two types of hired workers: employees and subcontractors...

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What Does Pay-As-You-Go Mean for Workers Comp Insurance?

Written by April Weismann on 11/16/2021 10:58 AM in Business Insurance,. Workers Compensation Insurance.

New Hampshire is one of many states that allow insurance companies to set up pay-as-you-go billing systems for workers comp insurance policies. For many small businesses, this type of arrangement offers multiple advantages.

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Why Is Workers Comp So Expensive for My Landscaping Business?

Written by April Weismann on 04/29/2020 04:23 PM in Business Insurance,. Workers Compensation Insurance.

All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

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Is Excluding Officers and Owners from Workers Compensation a Bad Idea?

Written by April Weismann on 02/02/2017 01:28 AM in Workers Compensation Insurance,. Commercial Insurance.

In New Hampshire and elsewhere, businesses are required to provide workers compensation insurance for their employees. Executive officers and business owners, however, are not typically required to be included but can be if they choose. While...

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4 Tips about Workers Compensation for NH Small Businesses

Written by April Weismann on 10/22/2015 12:00 AM in Business Insurance,. Workers Compensation Insurance.

As a business owner you know that workers compensation insurance is a necessary evil. You realize that you must have it to comply with state law and protect your employees but may not appreciate the unpredictable nature of how to pay for your NH...

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