New Hampshire Condo Insurance
Owning a NH condominium can provide you the best of both worlds: home-ownership and convenience. You have the pride and equity of ownership without the constant maintenance issues like yard work or snow removal.
Like your condo, your insurance is unique as well. You should have a master insurance policy carried by the condo association and your own NH condo insurance policy to cover the interior of your condo and all your personal belongings. Make sure that you use an insurance agency, like HPM Insurance located across the Milford town line, and in Bedford, as we understand the complexities of a condo and can work with you to ensure you have a well balanced policy.
A well balanced condo insurance policy means that you have enough coverage on your own policy, but are not duplicating coverage already insured on the master policy. Do not accept a cookie-cutter policy. Not every condo association uses the same bi-laws so what is sufficient for one condo-owner, may not be sufficient for another. Choose an agent like HPM Insurance who has been writing condominium insurance in New Hampshire for generations. Whether it is a condo you primarily reside in or perhaps a vacation condo up in the lakes region or White Mountains, HPM can help you find the write policy.
The risk managers at HPM Insurance will work with you to ensure you have the right coverage at the right price. We can help guide you to ensure you are getting the right information from your condo association and customize a policy that is right for you and your budget.
Do you think that this level of service and customization is expensive? It isn't because we are an independent insurance agency, meaning we can find you the most competitive price and product from at least ten insurance companies. Why go to an insurance agency or company that only sells for one company with little choice?
Here are three reasons why you should contact us now:
- If you don't have condominium insurance, you would suffer a sever financial loss as the condo's master policy will not cover any of your personal property.
- If you do have a condo insurance, are you sure that it was reviewed by an expert who had you consider the bi-laws of the condo association? If not, you may have large gaps in coverage or duplicating coverage.
- We can provide you with a no-risk quote. Just enter your zip code above to get professional advice at a reasonable price to protect you and your home.
You'll be glad you did.