All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

Deductibles are a common feature in many insurance policies, and are found in the vast majority (if not all) of homeowners policies. The following is an explanation of how a New Hampshire homeowners insurance policy’s deductible works and how to go...

Many parents dread the day when their child drives off without them.  This dread comes from your child taking a big step towards independence, as well as what you know is inevitably coming - a hike in your car insurance premium. One of the most...

If you own a business, your customers are likely to ask for a certificate of insurance. You may also be asked for a certificate if you are working as a subcontractor for another business, but what exactly is it, how do you get one, and how much does...

Full glass coverage is an option that some car insurance companies offer, but what is it, and is it worth it?  Check out the HPM Insurance blog to find out.

Comprehensive coverage and collision coverage are two distinct car insurance protections that generally protect the vehicle itself. Exactly how differs, so its important you understand what each provides so you can pick the coverage and deductible...

Insurance companies look at many different factors when setting premiums for car insurance.  However, the color of your car isn’t usually a factor. Here’s a look at what actually influences New Hampshire drivers’ premiums.

HPM Insurance adds staff to expand its footprint throughout Southern New Hampshire.

After the acquisition of the Byse Agency, Inc of Laconia in mid-2017, HPM Insurance aggressively expanded its staff with six new hires.

Insurance companies base NH car insurance premiums on many factors, but a driver’s claims history is among the top issues considered. As a result, your policy’s premiums may increase when you file a claim. Here’s when your rates are most likely to...