College-age children are at a unique stage of life, as they’re still part of the family but starting to make their own way in the world. This stage affects many areas of life, including insurance. If you have a son or daughter attending college,...

When renting out a residence, it’s important to have the right insurance in place before a tenant move in. Though homeowner's insurance and landlord insurance may seem similar, there are some critical differences....

HPM Insurance is pleased to partner with SHARE Outreach of Milford and the Boys & Girls Club of the Lakes Region for the 7th annual HPM Insurance School Supply Drive. Donations will be accepted from employees, carrier partners, clients and the...

Most landlords know they need landlord insurance on a rented property; however, they should also require their tenants to have renters insurance. While renters insurance technically protects the renter, it can also protect the landlord in certain...

If you run a business out of your house, like a growing number of people in New Hampshire, you may think you don’t need a commercial policy.  After all, you have a NH homeowners policy and you work from the home, so you assume that should cover...

A yard sale sounds like a great idea. You can get rid of clutter, “go green” and make a little money. But before you start hanging signs throughout the neighborhood, be prepared. There are several issues that you should consider to ensure your sale...

It can come as a surprise to many consumers that credit is a factor used by insurance companies when rating home or auto insurance in New Hampshire. Here is some information to understand how it is used, why and what rights you have regarding your...

Congratulations!  You sat through school concerts, cheered along the sidelines, and fretted over homework alongside your child, all to enjoy the day when they receive their diploma. That day has finally arrived, and now it's time to celebrate.

As your home is most likely your largest asset, you want to be sure it is covered adequately, but what is that magic number?  Between the purchase price and replacement cost  - how much coverage should you have on your homeowner's insurance policy?...