New Hampshire Experts Give Insider Tips on Buying RV Insurance

Written by April Weismann on 07/01/2020 03:08 PM in RV Insurance,. Personal Insurance.

A big reason why people buy a recreational vehicle is to sit back, relax and enjoy the great outdoors. That said, having the comforts of home on wheels, presents unique risks. At HPM Insurance, many of our agents have not only helped NH residents...

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5 Ways Working With an Independent Insurance Agent Can Save You Money

Written by April Weismann on 06/09/2020 11:21 AM in Business Insurance,. Personal Insurance.

Independent insurance agents are highly trained and licensed professionals not connected to any one insurer. Both of these qualities make independent agents, like those of HPM Insurance, inNew Hampshirewell-positioned to help you save money when...

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Why Should You Do a Home Inventory for Your Homeowners Insurance?

Written by April Weismann on 05/27/2020 04:33 PM in Homeowners Insurance,. Personal Insurance.

Maintaining an up-to-date list of your possessions is one of the best ways to ensure that you can fully benefit from your homeowners insurance policy in the event of a covered claim. If you haven’t yet cataloged the items in your New Hampshire home,...

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How Can I Save Money on My Homeowners Insurance in New Hampshire?

Written by April Weismann on 05/12/2020 05:27 PM in Homeowners Insurance,. Personal Insurance.

Homeowners insurance premiums are based on many different factors, and this provides New Hampshire residents with multiple opportunities to reduce their premiums. If you own a residence in the state, here are some ways to save money on your home...

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Why Is Workers Comp So Expensive for My Landscaping Business?

Written by April Weismann on 04/29/2020 04:23 PM in Business Insurance,. Workers Compensation Insurance.

All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

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How COVID-19 is Impacting NH Health & Life Insurance

Written by Tom Hutton on 04/23/2020 10:52 AM in Agency News,. Health Insurance,. Life Insurance.

As the COVID-19 epidemic continues, some of the rules and guidelines for NH health and life insurance are changing. As some are for good, while others more restrictive, we want to share the more noteworthy updates and how it may impact you, your...

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How Does a New Hampshire Homeowners Insurance Deductible Work?

Written by April Weismann on 04/10/2020 12:51 PM in Homeowners Insurance,. Personal Insurance.

Deductibles are a common feature in many insurance policies, and are found in the vast majority (if not all) of homeowners policies. The following is an explanation of how a New Hampshire homeowners insurance policy’s deductible works and how to go...

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COVID-19 and Insurance Issues from HPM Insurance

Written by Tom Hutton on 03/31/2020 11:28 AM in Business Insurance,. Agency News,. Property Insurance.

No one is escaping the impact of Coronavirus. Businesses, families, and society are navigating the situation as best they can. Here is what we are doing as an agency, what companies are doing to accommodate the increased pressure on insureds and...

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Does My Child Need Their Own Car Insurance?

Written by April Weismann on 03/11/2020 10:46 AM in Car Insurance,. Personal Insurance.

Many parents dread the day when their child drives off without them.  This dread comes from your child taking a big step towards independence, as well as what you know is inevitably coming - a hike in your car insurance premium. One of the most...

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What is a Certificate of Insurance?

Written by April Weismann on 02/12/2020 11:47 AM in Commercial Insurance,. Small Business Insurance.

If you own a business, your customers are likely to ask for a certificate of insurance. You may also be asked for a certificate if you are working as a subcontractor for another business, but what exactly is it, how do you get one, and how much does...

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