Maintaining an up-to-date list of your possessions is one of the best ways to ensure that you can fully benefit from your homeowners insurance policy in the event of a covered claim. If you haven’t yet cataloged the items in your New Hampshire home,...

Homeowners insurance premiums are based on many different factors, and this provides New Hampshire residents with multiple opportunities to reduce their premiums. If you own a residence in the state, here are some ways to save money on your home...

Deductibles are a common feature in many insurance policies, and are found in the vast majority (if not all) of homeowners policies. The following is an explanation of how a New Hampshire homeowners insurance policy’s deductible works and how to go...

Living in New Hampshire, it is not uncommon to find an ATV out on a public road, especially in the more northern towns.  The question is - would NH home or auto insurance cover an ATV if in an accident on a public road?

When your home or property is damaged, it is stressful.  The last thing you want is to jump through hoops with your insurance company when filing a claim. Here is what you need to know to get your homeowners insurance claim going smoothly.

College-age children are at a unique stage of life, as they’re still part of the family but starting to make their own way in the world. This stage affects many areas of life, including insurance. If you have a son or daughter attending college,...

When renting out a residence, it’s important to have the right insurance in place before a tenant move in. Though homeowner's insurance and landlord insurance may seem similar, there are some critical differences....

If you run a business out of your house, like a growing number of people in New Hampshire, you may think you don’t need a commercial policy.  After all, you have a NH homeowners policy and you work from the home, so you assume that should cover...

A yard sale sounds like a great idea. You can get rid of clutter, “go green” and make a little money. But before you start hanging signs throughout the neighborhood, be prepared. There are several issues that you should consider to ensure your sale...

It can come as a surprise to many consumers that credit is a factor used by insurance companies when rating home or auto insurance in New Hampshire. Here is some information to understand how it is used, why and what rights you have regarding your...