All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

In most states, businesses are required to provide workers compensation insurance for their employees. Executive officers and business owners, however, are usually not required to be included in the  coverage,  but can be if they so choose....

As a business owner you know that workers compensation insurance is a necessary evil.  You realize that you must have it to comply with state law and protect your employees but may not appreciate the unpredictable nature of how to pay for your NH...

 Because of the expense of an employee, many small businesses rely on both traditional employees, as well as subcontractors (aka: independent contractors).  You may assume that because a worker is not on your payroll this means he or she is not...