New Hampshire Classic Car Insurance
Antique Car Insurance: Specialty Coverage To Protect Your Vehicle
You love your classic car. You love being able to drive it along the windy roads of New Hampshire, tinkering with it in the garage or maybe showing it off at car shows. You put a good amount of time and money into this car. However, did you spend the time to make sure you have the proper Classic Car Insurance? If you simply added your classic car to the Car Insurance policy insuring your other cars, you could be short-changed in a claim.
Why Do I Need A NH Classic Auto Insurance Policy:
The typical Automobile policy treats all vehicles basically the same. The settlement amount is based on actual cash value (ACV). At first glance, this can seem like a wonderful thing as you know that the ACV of your car is high, but what if you can't prove that? What if the car is completely stolen or a total loss? The value of a classic car can vary tremendously based on its condition so you want to be sure that you have the documentation and Antique Car Insurance coverage in place before a claim.
Vintage Car Insurance is different from ordinary Car Insurance because it's geared towards the actual collectible value of your car. It's one thing to be able to get another car, it's quite another to be able to replace your classic car.
You may also be very surprised to learn that a classic car policy can be much less than insuring on a traditional automobile policy. Why? You probably put limited mileage on it, so the company rewards you for this with a lower premium.
Do I Need An Classic Car Insurance Policy?
Antique Car Insurance can vary depending on the insurance company. Some insurance companies require that a car be older than 25 years to qualify for an antique policy, while a classic car must me at least 10 years old. You should speak with your insurance professional to know if an Classic Auto Insurance policy is right for you.
Why HPM Insurance:
HPM Insurance of Amherst and Bedford NH has been writing classic and antique cars for decades. We understand that your classic car is not like any other car and we will work with you to ensure you are covered with the right Vintage Car Insurance policy.
In the same way that you customize your ride, you can customize your classic car policy: the car's value, the miles you need each year and more can all be adjusted for you. You might be a driver that goes to all the shows or you may drive only limited miles--pay for what you need.
When you insure your classic car on its own policy, the low cost and the numerous collector features that can be added to your classic car's policy will surprise you.
New Hampshire Classic Auto Insurance is available to anyone who needs to insure a car that is worth more than will be covered by a standard Vehicle Insurance policy.
Three Reasons to Contact HPM Insurance:
- Before you go to another car show or take the car out for a Sunday drive, make sure you have the right insurance on it.
- You may be able to get better coverage for less money by having a classic car policy or Vintage Car Insurance policy.
- Enter your zip code above and we will get in touch with you to show you on how to best insure your classic or antique car. The quote is free with no obligation.
HPM Insurance has been offering Bedford Classic Car Insurance to Bedford and New Hampshire residents for decades. We look forward to hearing from you.