Insurance companies base NH car insurance premiums on many factors, but a driver’s claims history is among the top issues considered.  As a result, your policy’s premiums may increase when you file a claim. Here’s when your rates are most likely...

If you are self-employed, you may be limited in what is available to you for health insurance plans.  Here is a quick overview of your NH health insurance options if you are self-employed.

Recently HPM Insurance taught an "Insurance 101" class for new business owners through the NH Small Business Development Center (SBDC).  During this event it became apparent that most business owners knew they needed insurance, but specifically...

It is inevitable that at some point, an employee will use their own car to run a company errand.  Perhaps a package needs to be shipped immediately, a bank deposit needs to be made or you simply ran out of coffee.  The scenarios are endless.  So,...

Providing health insurance for your employees is a great benefit, but the situation can change if the employee is 65-years old or older.  Here are some of the details that every employer needs to be aware of if offering group health insurance to...

If you have a home that has more than the average amount of customization you may want to consider a high-value home insurance policy to ensure your insurance policy meets your expectation.

Whether you buy or lease, it is a very exciting to have a new vehicle.  However, as most people know, the moment the vehicle leaves the dealership, it depreciates in value.  What does this mean should you be involved in a serious accident soon...

Living in New Hampshire, it is not uncommon to find an ATV out on a public road, especially in the more northern towns.  The question is - would NH home or auto insurance cover an ATV if in an accident on a public road?

Going on vacation is a wonderful way to recharge your batteries, get out of the everyday routine and reconnect with yourself and those you love (or at least like.)  

To truly be able to let go, plan a little in advance, and have confidence in...

When your home or property is damaged, it is stressful.  The last thing you want is to jump through hoops with your insurance company when filing a claim. Here is what you need to know to get your homeowners insurance claim going smoothly.