A big reason why people buy a recreational vehicle is to sit back, relax and enjoy the great outdoors.  That said, having the comforts of home on wheels, presents unique risks.  At HPM Insurance, many of our agents have not only helped NH...

Independent insurance agents are highly trained and licensed professionals not connected to any one insurer. Both of these qualities make independent agents, like those of HPM Insurance, in New Hampshire well-positioned to help you save money...

Maintaining an up-to-date list of your possessions is one of the best ways to ensure that you can fully benefit from your homeowners insurance policy in the event of a covered claim. If you haven’t yet cataloged the items in your New Hampshire...

Homeowners insurance premiums are based on many different factors, and this provides New Hampshire residents with multiple opportunities to reduce their premiums. If you own a residence in the state, here are some ways to save money on your home...

All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

As the COVID-19 epidemic continues, some of the rules and guidelines for NH health and life insurance are changing.  As some are for good, while others more restrictive, we want to share the more noteworthy updates and how it may impact you, your...

Deductibles are a common feature in many insurance policies, and are found in the vast majority (if not all) of homeowners policies. The following is an explanation of how a New Hampshire homeowners insurance policy’s deductible works and how to...

No one is escaping the impact of Coronavirus.  Businesses, families, and society are navigating the situation as best they can.  Here is what we are doing as an agency, what companies are doing to accommodate the increased pressure on insureds...

Many parents dread the day when their child drives off without them.  This dread comes from your child taking a big step towards independence, as well as what you know is inevitably coming - a hike in your car insurance premium.   One of the most...

If you own a business, your customers are likely to ask for a certificate of insurance.  You may also be asked for a certificate if you are working as a subcontractor for another business, but what exactly is it, how do you get one, and how much...