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What is the Difference Between Comprehensive and Collision Coverage?

Written by April Weismann on 01/15/2020 11:03 AM in Car Insurance,. Commercial Auto Insurance,. Property Insurance.

Comprehensive coverage and collision coverage are two distinct car insurance protections that generally protect the vehicle itself. Exactly how differs, so its important you understand what each provides so you can pick the coverage and...

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Does the Color of My Car Affect My Insurance Rates?

Written by April Weismann on 01/02/2020 05:16 PM in Car Insurance,. Personal Insurance.

Insurance companies look at many different factors when setting premiums for car insurance.  However, the color of your car isn’t usually a factor. Here’s a look at what actually influences New Hampshire drivers’ premiums.

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Does My NH Car Insurance Go Up If I Make a Claim?

Written by April Weismann on 10/09/2019 11:35 AM in Car Insurance.

Insurance companies base NH car insurance premiums on many factors, but a driver’s claims history is among the top issues considered.  As a result, your policy’s premiums may increase when you file a claim. Here’s when your rates are most likely...

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What is Loan/Lease Gap Insurance?

Written by April Weismann on 05/31/2019 11:57 AM in Car Insurance,. Commercial Auto Insurance,. Personal Insurance.

Whether you buy or lease, it is a very exciting to have a new vehicle.  However, as most people know, the moment the vehicle leaves the dealership, it depreciates in value.  What does this mean should you be involved in a serious accident soon...

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Will NH Car or Home Insurance Cover an ATV?

Written by April Weismann on 03/12/2019 03:52 PM in Homeowners Insurance,. Car Insurance,. Personal Insurance.

Living in New Hampshire, it is not uncommon to find an ATV out on a public road, especially in the more northern towns.  The question is - would NH home or auto insurance cover an ATV if in an accident on a public road?

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How Do NH Insurance Companies Use Credit Information?

Written by April Weismann on 05/18/2018 11:47 AM in Homeowners Insurance,. Car Insurance,. Personal Insurance.

It can come as a surprise to many consumers that credit is a factor used by insurance companies when rating home or auto insurance in New Hampshire.  Here is some information to understand how it is used, why and what rights you have regarding...

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How Your Graduate Impacts Your NH Car Insurance Policy

Written by April Weismann on 05/04/2018 12:30 PM in Car Insurance,. Personal Insurance.
Congratulations!  You sat through school concerts, cheered along sidelines and fretted over homework deadlines, all to enjoy the day when your child walks up on stage to receive their diploma. That day has finally arrived and now is to be... Read More

Should I Buy Insurance When I Rent a Car?

Written by April Weismann on 12/15/2017 01:05 PM in Car Insurance.

If you have ever rented a car, you know the stress that can be involved when asked by the person behind the counter, "will you be buying the insurance?"  What do you say?  You don't want to spend money for coverage you already have, but you also...

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When Do I Need to Pay a Deductible on My Car Insurance?

Written by April Weismann on 06/16/2017 07:20 AM in Car Insurance.

Why does it seem that sometimes you have to pay your deductible on a car insurance claim, and sometimes you don't?  What is the rational to this seemingly inconsistent process? 

At HPM Insurance we represent many insurance companies so can...

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HPM Insurance Announces Special Access to the Patriots!

Written by April Weismann on 10/18/2016 10:34 AM in Car Insurance.

HPM Insurance is pleased to offer the New England Patriots Official Auto Insurance Program thanks to agency partner Plymouth Rock Assurance. 

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