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Is My Business Covered While an Employee is Driving Their Own Car on Company Business?

Written by April Weismann on 07/26/2019 01:07 PM in Commercial Insurance.

It is inevitable that at some point, an employee will use their own car to run a company errand.  Perhaps a package needs to be shipped immediately, a bank deposit needs to be made or you simply ran out of coffee.  The scenarios are endless.  So,...

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Do I Have Coverage for My Home Business on my NH Homeowner's Insurance?

If you run a business out of your house, like a growing number of people in New Hampshire, you may think you don’t need a commercial policy.  After all, you have a NH homeowners policy and you work from the home, so you assume that should cover...

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Do I Need Business Insurance if I Work from My Amherst Home?

Written by April Weismann on 10/12/2016 06:00 AM in Commercial Insurance.

If you work from home, like a growing number of people in Amherst, you probably think you don’t need small business insurance. However, homeowners insurance typically excludes business losses including property and most importantly - liability. When...

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How Business Interruption Insurance Can Save Your NH Business

Written by April Weismann on 04/04/2016 05:03 PM in Business Insurance,. Commercial Insurance.

When thinking about commercial insurance, many business owners automatically think about protecting their property against a devastating fire or storm damage.  However, if your NH business suffers a loss which forces the company to shut down, the...

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What Your NH Business Needs to Know about Social Engineering and Insurance

Written by April Weismann on 02/12/2016 04:00 AM in Business Insurance,. Commercial Insurance.

 Criminals are always finding new ways to commit crimes, but that is one reason why you buy insurance.  If a thief steals computer equipment from your office, you would expect your NH Commercial Insurance policy to cover the loss.  If a hacker...

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Does NH Commercial Insurance Cover Embezzlement?

Written by April Weismann on 01/24/2016 12:00 AM in Commercial Insurance.

As a small business owner in New Hampshire you want to believe that you can trust your employees.  However it is possible that your company's funds could be embezzled by the very employees you entrust to handle it.  This crime not only impacts...

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Do I Need Commercial Insurance if I Only Sell Online? Answers from a Bedford Agent

Written by April Weismann on 01/12/2016 12:00 AM in Business Insurance,. Commercial Insurance.

Why You Need Commercial Insurance If You Have an Online Business

With the widespread availability of the internet, it is not always necessary to have the overhead of a brick and mortar store in order to run a successful business.  Many Bedford...

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Difference Between a Subcontractor and Employee in NH

Written by April Weismann on 06/04/2015 04:03 AM in Workers Compensation Insurance,. Commercial Insurance.

 Because of the expense of an employee, many small businesses rely on both traditional employees, as well as subcontractors (aka: independent contractors).  You may assume that because a worker is not on your payroll this means he or she is not...

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5 Tips for Understanding Small Business Insurance

Written by April Weismann on 03/03/2015 12:00 AM in Commercial Insurance.

Small business owners have a lot to juggle. They may be responsible for everything necessary to run the actual business, dealing with sales, dealing with clients and maybe even emptying the trash.  Funds may be limited but so is their time.  ...

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Commercial Insurance Basics for the New Small Business

Written by April Weismann on 06/02/2014 12:00 AM in Commercial Insurance.

Starting a new business can be an exciting, yet stressful time.  The demands and requirements can be overwhelming; however, with the proper team in your corner, including an attorney, accountant and insurance agent, you can focus on what you need...

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