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5 Ways Working With an Independent Insurance Agent Can Save You Money

Written by April Weismann on 06/09/2020 11:21 AM in Business Insurance,. Personal Insurance.

Independent insurance agents are highly trained and licensed professionals not connected to any one insurer. Both of these qualities make independent agents, like those of HPM Insurance, in New Hampshire well-positioned to help you save money...

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Why Is Workers Comp So Expensive for My Landscaping Business?

Written by April Weismann on 04/29/2020 04:23 PM in Business Insurance,. Workers Compensation Insurance.

All landscaping businesses in New Hampshire that have employees are required to carry workers compensation insurance by law. Worker's compensation coverage isn’t cheap though, and it can account for a good portion of your overall landscaping...

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COVID-19 and Insurance Issues from HPM Insurance

Written by Tom Hutton on 03/31/2020 11:28 AM in Business Insurance,. Agency News,. Property Insurance.

No one is escaping the impact of Coronavirus.  Businesses, families, and society are navigating the situation as best they can.  Here is what we are doing as an agency, what companies are doing to accommodate the increased pressure on insureds...

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5 Tips for Buying Business Insurance

Written by April Weismann on 09/11/2019 12:00 AM in Business Insurance.

Recently HPM Insurance taught an "Insurance 101" class for new business owners through the NH Small Business Development Center (SBDC).  During this event it became apparent that most business owners knew they needed insurance, but specifically...

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Top 3 Scary Assumptions about Insurance

Written by April Weismann on 10/24/2018 10:10 AM in Business Insurance,. Personal Insurance.

Halloween is a fun time; however, when insureds make assumptions about their insurance coverage, it can be downright scary for an insurance professional. Here are three assumptions many people make about their insurance that are not just wrong,...

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How Business Interruption Insurance Can Save Your NH Business

Written by April Weismann on 04/04/2016 05:03 PM in Business Insurance,. Commercial Insurance.

When thinking about commercial insurance, many business owners automatically think about protecting their property against a devastating fire or storm damage.  However, if your NH business suffers a loss which forces the company to shut down, the...

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9 Tips on How to Save Money on NH Commercial Auto Insurance

Written by April Weismann on 03/24/2016 04:04 AM in Business Insurance,. Commercial Auto Insurance.

 Whether you own company vehicles or your employees drive their own cars for business purposes, NH commercial auto insurance is a necessity to protect your company's assets.  Not all commercial policies are the same however, and should be...

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What Your NH Business Needs to Know about Social Engineering and Insurance

Written by April Weismann on 02/12/2016 04:00 AM in Business Insurance,. Commercial Insurance.

 Criminals are always finding new ways to commit crimes, but that is one reason why you buy insurance.  If a thief steals computer equipment from your office, you would expect your NH Commercial Insurance policy to cover the loss.  If a hacker...

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Do I Need Commercial Insurance if I Only Sell Online? Answers from a Bedford Agent

Written by April Weismann on 01/12/2016 12:00 AM in Business Insurance,. Commercial Insurance.

Why You Need Commercial Insurance If You Have an Online Business

With the widespread availability of the internet, it is not always necessary to have the overhead of a brick and mortar store in order to run a successful business.  Many Bedford...

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At What Point Does My NH Small Business Need Insurance?

Written by April Weismann on 12/09/2015 06:11 PM in Business Insurance,. Small Business Insurance.

Perhaps you think NH small business insurance is for a company that is well established with a few employees. If you are just starting out, how do you know when your business requires small business insurance?  Unfortunately, no one is going to...

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